Financial Services Associate (Remote / 1099 Independent Contractor)

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About A & E On Time Solutions

A & E On Time Solutions is a dynamic and growing financial services practice dedicated to helping families achieve financial clarity, protection, and long-term security. We believe that financial empowerment should be accessible to everyone—both our clients and our team members.

We are expanding our virtual team and looking for driven, entrepreneurial individuals who want to build a rewarding, flexible career in financial services. No prior experience is necessary. We provide a supportive, collaborative environment, complete training, and full sponsorship to help you get licensed and equipped for success across multiple high-demand sectors: Life Insurance, Investments, and Mortgage Lending.

Role Overview

As a Financial Services Associate, you will help clients navigate essential financial concepts, protect their families, and guide them toward their long-term wealth goals.

This role is ideal for self-motivated individuals looking for remote independence, true business ownership, and the backing of a proven team. Whether you are looking for a complete career pivot or a powerful entrepreneurial path, we give you the tools, mentorship, and licensing support to build a thriving 1099 practice on your own terms.

Key Responsibilities

  • Client Guidance: Help clients identify their financial needs and introduce tailored solutions for life insurance, investment strategies, and loan options.
  • Education & Empowerment: Break down complex financial concepts into clear, simple terms so clients can make confident, informed decisions.
  • Relationship Management: Build long-term professional relationships, supporting clients through key life stages and milestones.
  • Professional Development: Participate in ongoing team training, mentorship sessions, and licensing preparation to sharpen your expertise.

What We Offer (The Perks of Joining Us)

  • Full Licensing Sponsorship & Training: We sponsor and guide you through the process of obtaining your professional state credentials (life insurance, securities, and loan officer licensing).
  • Remote Business Ownership (1099): Enjoy the ultimate flexibility to set your own schedule, manage your time, and scale your own financial practice from anywhere.
  • Multi-Industry Opportunities: Expand your earning potential by mastering three major financial pillars: Insurance, Investments, and Lending.
  • Dedicated Mentorship: Learn directly from experienced leaders who are personally invested in your growth and momentum.
  • Limitless Growth Path: A transparent, merit-based structure designed to support rapid career advancement and long-term financial independence.

Qualifications & Requirements

  • Entrepreneurial Mindset: Highly motivated, accountable, and ready to operate with 1099 independence.
  • Communication Skills: Able to build rapport quickly, listen effectively, and simplify information for diverse individuals.
  • Coachability & Drive: Eager to learn, open to mentorship, and committed to personal and professional growth.
  • Licensing Commitment: Willingness to study for and obtain state-required licenses (we provide the roadmap, study systems, and full support).
  • Basic Requirements: Must be at least 18 years old and authorized to work in the United States. Pass Background check

Pay: $53,103.40 - $63,952.48 per year

Benefits:

  • 401(k)
  • 403(b)
  • Financial planning services
  • Flexible schedule
  • Life insurance
  • Retirement plan

Work Location: Remote

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...