Credit Analyst (remote WA)

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More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently <strong>Great Place to Work Certified</strong> because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the <strong>Best 100 Banks in America</strong> for the ninth consecutive year.<br><br>With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.<br><br>As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.<br><br>In this role you'll<br><br><ul><li>Investigate credit and financial information for prospective and existing commercial clients.</li><li>Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.</li><li>Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.</li><li>Support new, renewed, and existing loan requests ranging from simple to moderately complex.</li><li>Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.<br><br><br></li></ul>What we're looking for<br><br><ul><li>You hold a Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).</li><li>An equivalent combination of education and experience can be considered in lieu of a degree.</li><li>You bring two or more years of related credit or financial analysis experience (Required).<br><br><br></li></ul>What helps you shine<br><br><ul><li>You’re comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.</li><li>You bring solid analytical thinking and sound judgment to every credit investigation.</li><li>You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.</li><li>You communicate clearly and professionally, both in writing and in conversation.</li><li>You understand federal and state regulations related to commercial lending.</li><li>You are proficient in Excel, Word, and other applicable systems.<br><br><br></li></ul>Travel<br><br><ul><li>0%<br><br><br></li></ul>Our Company Values<br><br><ul><li>Do the right thing</li><li>Mutual respect</li><li>Teamwork</li><li>Accountability<br><br><br></li></ul>What Our Team Says<br><br>"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."<br><br><strong>Compensation & Benefits<br><br></strong><ul><li>Targeted starting salary range (based on experience): $30.34- 39.98</li><li>Annual incentive potential</li><li>Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life</li><li>Paid vacation time, sick time and 11 company paid holidays</li><li>401k (with up to 4% match)</li><li>Tuition reimbursement<br><br><br></li></ul>Review <strong>Banner's employee benefits</strong> at: Employee Benefits | Banner Bank<br><br>Please take time to review <strong>Banner Bank's Consent & Privacy notice</strong> before applying.<br><br>Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.<br><br><strong>Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings</strong>. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.

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Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...